Working HolidayCare Insurance is underwritten by FWD General Insurance Company Limited ("FWD GI"). ("iFWD Platform") is operated by FWD Financial Limited ("FWD Financial"). FWD Financial is an appointed insurance agency of FWD GI. Important Note For Customers Referred/ Redirected by Third Parties.

"COVID-19/Pandemic Exclusion" is applied, which stipulates that the policy does not cover any loss arising from COVID-19 or Pandemic, is included in the policy.
(Applicable to policy commencement date on/after 1 January 2021)

The comprehensive working holiday insurance for all your work and travel needs.

Pay as you go

Enjoy Full or Pro-rated Refunds - FWD Working HolidayCare Insurance
Enjoy full or pro-rated refunds* if you are unable to continue with your travel, or decide to cut short your Working Holiday due to unforeseen circumstances.
*Subject to a service fee of HK$500. Full refund only applies before your departure (e.g. fail to obtain a Working Holiday visa).

Loss of income cash allowance

Loss of Income Cash Allowance - FWD Working HolidayCare Insurance
If you are unable to continue your work due to unforeseen circumstances such as accidental injury or your employer's business closes or goes into bankruptcy, FWD GI's working holiday insurance provides allowances to ensure you stay on track with your holiday.

Travel the world
without limits

Get Covered Travelling the World - FWD Working HolidayCare Insurance
Travelling to other countries outside of your working holiday visa? FWD GI's worldwide coverage will have you insured throughout your working holiday period so you can travel anywhere in the world and still be covered!

If you have any inquiry or complaint, please call FWD Financial Service Hotline at (852) 3123 3338 or send us an email at