The comprehensive working holiday insurance for all your work and travel needs.

Pay as you go

Enjoy Full or Pro-rated Refunds - FWD Working HolidayCare Insurance
Enjoy full or pro-rated refunds* if you are unable to continue with your travel, or decide to cut short your Working Holiday due to unforeseen circumstances.
*Subject to a service fee of HK$500. Full refund only applies before your departure (e.g. fail to obtain a Working Holiday visa).

Loss of income cash allowance

Loss of Income Cash Allowance - FWD Working HolidayCare Insurance
If you are unable to continue your work due to unforeseen circumstances such as accidental injury or your employer's business closes or goes into bankruptcy, our working holiday insurance provide allowances to ensure you stay on track with your holiday.

Travel the world
without limits

Get Covered Travelling the World - FWD Working HolidayCare Insurance
Travelling to other countries outside of your working holiday visa? Our worldwide coverage will have you insured throughout your working holiday period so you can travel anywhere in the world and still be covered!

If you have any inquiry or complaint, please call our 24-hour Service Hotline at (852) 3123 3123 or send us an email at cs.hk@fwd.com.