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Elite Term Plan is a life insurance policy that fits your needs. With FWD's insurance, we assist you to live life to the fullest.
Elite Term Plan is a life insurance policy that fits your needs. With FWD's insurance, we assist you to live life to the fullest.
Flexible range of Sum Insured from HK$400,000 to 2,000,0005 for selection
The premium payable is guaranteed to remain the same for the first 20 policy years.
No medical examination or evidence of insurability is required.
Starting from the 21st policy year, the premium will be determined annually based on various factors, including but not limited to Insured's age next birthday at the time of renewal1. No matter what Insured's state of health is, the Plan continues up to insured's age of 95.
Provides a Death Benefit where 100% of the sum insured will be payable 2 in the unfortunate event of the death of the insured. During the term of the Plan, if the death of the insured is highly likely within a year, a lump sum equivalent to the Death Benefit will be paid in advance2,3 to help you to cope with the financial strain.
Monthly premium payment mode, no extra charge on policy cancellation6. Tailored to your changing needs along life journey.
Simplified underwriting process enables you to complete the entire application process online. You may also visit our service centers for more precise quotes.
Over the span of an individual's lifetime, circumstances and obligations can change. This Plan enables you to convert4 to a permanent life insurance plan before you reach the age of 70. No medical examination or evidence of insurability is required.
When the insured applicant is hospitalised or requires assistance during the claim process, a claim ambassador will be present to help make the claim for the applicant or beneficiary
For a complete explanation of the terms and conditions, please contact your adviser or our Service Hotline 3123 3338 for more details.
This product is available to HKID Card holders with a Hong Kong residential address only. Each insured can only be insured by ONE (1) POLICY of the Plan. The promotion is subject to its Terms and Condition. For details including product features and risks involved, please refer to the policy provision of this product.
Our call centre support, 3 drop-in locations across Hong Kong and Kowloon and our eService App ensures you get the support you need, when you need it.
FWD have been assigned strong financial strength ratings by international rating agencies - FWD have been rated "A3" by Moody's and "A" by Fitch.
FWD Financial continue to find you great rewards and benefits that let you get more from your insurance - discounts on future insurance, special offers from partners and more.
Our call centre support, 3 drop-in locations across Hong Kong and Kowloon and our eService App ensures you get the support you need, when you need it.
FWD have been assigned strong financial strength ratings by international rating agencies - FWD have been rated "A3" by Moody's and "A" by Fitch.
FWD Financial continue to find you great rewards and benefits that let you get more from your insurance - discounts on future insurance, special offers from partners and more.
If you have any inquiry or complaint, please call FWD Financial Service Hotline at (852) 3123 3338 or send us an email at cs.ifwd.hk@fwd.com.