Savie Insurance Plan provides you with the guaranteed annual crediting interest rate while also enjoying the freedom to make flexible withdrawals at no charge.

Saving Preference

Act now to enjoy guaranteed crediting interest rate for the first 3 years:
New Customers1
(1st Year)
(2nd Year)
(3rd Year)
Terms & Conditions
New Customer | Life Customer Referral
Existing Customers
(1st Year)
(2nd Year)
(3rd Year)

1New customers refer to the applicants who have never held any policy of Savie Insurance Plan, Provie Insurance Plan or Wealthree Endowment Plan(including the premium prepaid plan) underwritten by FWD Life Insurance Company (Bermuda) Limited on or before this application.

2018 Year End Promotion
Remember the Magic Number
Enjoy Premium Discount up to
More Matches, More Premium Discounts
2018 is coming to an end! Let's save more to usher in the new year! If your date of birth contains the number of "1", "2" or "8", you may enjoy a premium discount of up to HK$500 for each matching number!

The amount of premium discount is subject to the premium. The offer is subject to its Terms and Conditions.
Flexible and Free Insurance Policy Period - FWD Savie Insurance

You can partially surrender the account value from your policy with NO charges at any time (even during the guaranteed crediting interest rate period) – giving you flexibility of access to meet your needs! You also have the option to pause and resume your monthly contributions throughout your policy period.

Easy Application

Customers applying for regular contribution plans can simply make a reservation online before visiting our Insurance Solutions Centre. For one-off Plan applicants, Savie can be applied for either in person or completely online.

Death benefit of 105% of account value - FWD Savie Insurance

In addition to a death benefit of 105% of your account value*, you will receive a further accidental death benefit equivalent to 100% of the account value* until age 70 (subject to a maximum amount of HK$400,000 for each insured for the plan).

* The accumulation of total premium paid plus interest, less partial withdrawal(s) (if any).

Instant Withdrawal

Tap & Go is a prepaid mobile payment service, allowing you to pay by simply tapping your smartphone, or transfer money remotely. Savie customers can now enjoy the free instant withdrawal service by downloading the Tap & Go App.

Find out more

Payment Mode
Benefit Term
Up to Age 100
Issue Age (Age on Next Birthday)
19-70 years old
Financial protection against adversities (e.g. death, accident, disability, etc)
Saving up for future (e.g. child education, retirement etc)
Product Type
Insurance product with investment element - investment decisions and risks borne by insurer
The plan you are going to purchase is paid on a one-off basis, please make sure that your economic situation are adequate to pay its total premium, otherwise you should not consider purchasing this plan.
The policy contains value and if you surrender your policy/partially surrender from the account value in the early policy years or before the end of the benefit term, you will suffer a loss of future crediting interests and insurance coverage. Application of the product may constitute the liquidity risk to your financial condition. You need to bear the liquidity risk associated with the product.

Looking for more Saving Options?

#Starting from policy year 4, the crediting interest rate of Savie is not guaranteed.

^Starting from policy year 6, the crediting interest rate of Provie is not guaranteed.

The Club
FWD Life Insurance Company (Bermuda) Limited invites you to experience purchasing life products online: Starting from 3 July, 2017, upon successful online application of life products via, The Club members now can earn 2,000 Club points.
The Club

If you have any inquiry or complaint, please call our 24-hour Service Hotline at (852) 3123 3123 or send us an email at