Savie Insurance Plan provides you with the guaranteed annual crediting interest rate while also enjoying the freedom to make flexible withdrawals at no charge.

Saving Preference

Act now to enjoy guaranteed crediting interest rate for the first 3 years:
(1st Year)
(2nd Year)
(3rd Year)
Enjoy Premium Discount up to
HK$800 + 2% Rebate
Enjoy HK$800 initial premium discount upon successful application for the designated saving products2 for the first time, with a Monthly Contribution of not less than HK$5,000.

Terms & Conditions
New Customer | Life Customer Referral
Enjoy a rebate equivalent to 2% of the account value at the end of the first policy year to settle the next premium due.

Terms & Conditions

Assume applicant has made a consistent monthly contribution of HK$10,000 on time and has not made any withdrawal from the account in the first policy year.
Total Premium Paid3
Account value
Rebate amount4
(2% of account value)
Next premium due

1New customers refer to the applicants who have never held any policy of Savie Insurance Plan, Provie Insurance Plan or Wealthree Endowment Plan, (including the premium prepaid plan) underwritten by FWD Life Insurance Company (Bermuda) Limited on or before this application.

2Designated saving products: Savie Insurance Plan, Provie Insurance Plan or Wealthree Endowment Plan (including the premium prepaid plan).

3Any premium discount will not be shown here.

4Not redeemable for cash and can only be used to settle the next premium due of the relevant policy.

The example above is for illustrative purpose only and the figures may differ slightly from the value payable by FWD due to rounding difference.

Flexible and No Fees

You can partially surrender the account value from your policy with NO charges at any time (even during the guaranteed crediting interest rate period) – giving you flexibility of access to meet your needs! You also have the option to pause and resume your monthly contributions throughout your policy period.

Easy Application

Customers applying for regular contribution plans can simply make a reservation online before visiting our Insurance Solutions Centre. For one-off Plan applicants, Savie can be applied for either in person or completely online.

Extra Protection

In addition to a death benefit of 105% of your account value*, you will receive a further accidental death benefit equivalent to 100% of the account value* until age 70 (subject to a maximum amount of HK$400,000 for each insured).

* The accumulation of total premium paid plus interest, less partial withdrawal(s) (if any).

Tap & Go

Tap & Go is a prepaid mobile payment service, allowing you to pay by simply tapping your smartphone, or transfer money remotely. Savie customers can now enjoy the free instant withdrawal service by downloading the Tap & Go App.

Find out more

Looking for more Saving Options?

#Starting from policy year 4, the crediting interest rate of Savie is not guaranteed.

^Starting from policy year 6, the crediting interest rate of Provie is not guaranteed.

If you have any inquiry or complaint, please call our 24-hour Service Hotline at (852) 3123 3123 or send us an email at