Savie Insurance Plan provides you with the guaranteed annual crediting interest rate while also enjoying the freedom to make flexible withdrawals at no charge.

Saving Preference

Act now to enjoy guaranteed crediting interest rate for the first 3 years:
(1st Year)
(2nd Year)
(3rd Year)
2018 Year End Promotion
Remember the Magic Number
Enjoy Premium Discount up to
HK$1,000 + 2% Rebate after 1 year
More Matches, More Premium Discounts
2018 is coming to an end! Let's save more to usher in the new year! If your date of birth contains the number of "1", "2" or "8", you may enjoy an initial premium discount of up to HK$250 for each matching number!

The amount of premium discount is subject to the premium. The offer is subject to its Terms & Conditions.
Save more to enjoy more rebate
Enjoy a rebate equivalent to 2% of the account value at the end of the first policy year to settle the next premium due.

Assume applicant has made a consistent monthly contribution of HK$10,000 on time and has not made any withdrawal from the account in the first policy year.
Total Premium Paid1
Account value
Rebate amount2
(2% of account value)
Next premium due

1Any premium discount will not be shown here.

2Not redeemable for cash and can only be used to settle the next premium due of the relevant policy.

Account Value means the total premiums paid with crediting interest added (if any) less partial surrender(s) (if any), and premiums for rider benefit(s) (if any) under the relevant policy of the Designated Products.

The example above is for illustrative purpose only and the figures may differ slightly from the value payable by FWD due to rounding difference.

The premium above-mentioned does not include insurance levy to be collected by the Insurance Authority. Insurance levy is calculated based on the premium before discount. For further information, please visit or contact our 24-hour Service Hotline at 3123 3123.

The offer is subject to its Terms & Conditions.

Flexible and No Fees

You can partially surrender the account value from your policy with NO charges at any time (even during the guaranteed crediting interest rate period) – giving you flexibility of access to meet your needs! You also have the option to pause and resume your monthly contributions throughout your policy period.

Easy Application

Customers applying for regular contribution plans can simply make a reservation online before visiting our Insurance Solutions Centre. For one-off Plan applicants, Savie can be applied for either in person or completely online.

Extra Protection

In addition to a death benefit of 105% of your account value*, you will receive a further accidental death benefit equivalent to 100% of the account value* until age 70 (subject to a maximum amount of HK$400,000 for each insured).

* The accumulation of total premium paid plus interest, less partial withdrawal(s) (if any).

Tap & Go

Tap & Go is a prepaid mobile payment service, allowing you to pay by simply tapping your smartphone, or transfer money remotely. Savie customers can now enjoy the free instant withdrawal service by downloading the Tap & Go App.

Find out more

Looking for more Saving Options?

#Starting from policy year 4, the crediting interest rate of Savie is not guaranteed.

^Starting from policy year 6, the crediting interest rate of Provie is not guaranteed.

If you have any inquiry or complaint, please call our 24-hour Service Hotline at (852) 3123 3123 or send us an email at