Payment mode

Act now to enjoy guaranteed crediting interest rates:

  • 2% (for first three policy years)

Save more to get more initial premium discount*


One-off payment HK$ 400,000 or Monthly regular contribution HK$ 10,000

Initial premium discount* HK$ 1,200


One-off payment > HK$ 300,000 or Monthly regular contribution > HK$ 5,000

Initial premium discount* HK$ 800


One-off payment > HK$ 30,000 or Monthly regular contribution > HK$ 3,000

Initial premium discount* HK$ 400

*For monthly plan, the initial premium paid is equivalent to the first 2 months’ regular contribution.
To enjoy this Promotion, you must conduct a simple financial needs analysis to assess your suitability for Savie. Once it is confirmed that Savie meets your objective(s) and need(s), you can apply Savie with Premium Discount on the initial premium paid.
The discounted premium must be paid by your personal cheque, or direct debit through your bank account (only applicable to One-off Plan) or Bank of Communications FWD Credit Card at the time of submission of the application of Savie.

  • Savie Insurance Plan (including One-off and Monthly Regular Contribution Plan) (the "Plan") is only available to Hong Kong identity card holders.
  • Due to an overwhelming response, for the period between 3 October 2016 and 30 April 2017, each applicant can only apply for ONE (1) NEW POLICY of the Plan by any method.
  • Irrespective of the above time period, each applicant can only hold at most ONE (1) POLICY of the Plan (including any terminated Plan) obtained through an online application.
  • Each applicant can only hold at most FIVE (5) POLICIES of the Plan (including any terminated Plan). Any applicant who already holds five policies of the Plan is unable to make any further applications through any method.
  • The application date and the Policy Issue Date of the Plan are based on the record of FWD.
  • If the policy issued is cancelled during the cooling off period, FWD will only refund the actual premium paid.
  • For the application for the Plan (only applicable to Monthly Regular Contribution Plan) on or after 1 December 2016, if the policy is cancelled or surrendered at any time within the first 12 months from the issue date, the Premium Discount in full shall be deducted from the premium refund or surrender benefit.
  • The Plan is a limited offer and is subject to availability. FWD reserves the right to decline applications for this Plan with a full refund of any premium paid without interest.
Instant Withdrawal

Tap & Go is a prepaid mobile payment service, allowing you to pay by simply tapping your smartphone, or transfer money remotely. Savie customers can now enjoy the free instant withdrawal service by downloading the Tap & Go App.

Find out more

Flexible and Free Insurance Policy Period - FWD Savie Insurance

You can partially surrender the account value from your policy with NO charges at any time (even during the guaranteed crediting interest rate period) – giving you flexibility of access to meet your needs! You also have the option to pause and resume your monthly contributions throughout your policy period.

Death benefit of 105% of account value - FWD Savie Insurance

In addition to a death benefit of 105% of your account value*, you will receive a further accidental death benefit equivalent to 100% of the account value* until age 70 (subject to a maximum amount of HK$400,000 for each insured for the plan).

*The accumulation of total premium paid plus interest, less partial surrender(s) (if any) and premiums for rider benefit(s) (if any).

If you have any inquiry or complaint, please call our 24-hour Service Hotline at (852) 3123 3123 or send us an email at