Protection for your family's future

Get your quote now*

Comprehensive Third Party

Enjoy pure driving pleasure knowing your precious ride is covered by FWD MotorSmart Insurance. Our Comprehensive Plans, including Gold and Silver, offer an array of coverage to protect you against loss of or damage to your car, medical expenses, your liability to third parties and property damage. If you want to stay with basic protection, our Third Party Plan will protect you against your legal liability for damage as a result of an accident. With our different plans on offer, you can choose what works best for you.

*All named drivers must be 25 to 70 years old and have more than two years of driving experience to be eligible to purchase MotorSmart Insurance.

Basic Benefits

Coverage
Comprehensive Silver
Comprehensive Gold
Third Party
Third Party Bodily Injury
Third Party Property Damage
Own Damage to Your Vehicle
Medical Expenses
No Claim Discount Protection
"New for Old" Replacement Vehicle
Windscreen Excess Waiver
Claims Recovery Advisory Services
Alternative Vehicle
Emergency Roadside Assistance
Emergency Towing Assistance
Theft of Mobile Phone
Limit: HK$100,000,000 Limit: HK$2,000,000
Limit: HK$100,000,000 Limit: HK$3,000,000
Limit: HK$100,000,000 Limit: HK$2,000,000

Optional Benefits - Spend a little more to get more

Coverage
Comprehensive Silver
Comprehensive Gold
Third Party
Personal Accident for Named Driver
Increase of Third Party Property Damage limit to HK$5,000,000

Get your quote now*

Driving rules in Japan