As low as HK$249 a year
Protection for your family up to HK$5,000,000

Home Liability provides worldwide cover for your legal liability up to HK$5,000,000 against any claim for bodily injury or property damage resulting from the negligence of you or your family members normally living with you (provided the legal proceeding is submitted to a Hong Kong court).

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Protect Your Family

We provide legal liability cover for you and your family as the occupier of the home against any claim for bodily injury and property damage due to negligence.

Worldwide Protection

Provides legal liability cover for accidental bodily injury to any person or accidental loss of or damage to property within Hong Kong or elsewhere in the world in respect of temporary visits of not exceeding 90 consecutive days per each visit.

Protection for Tenant

We cover your legal liability as Tenant of the home against damage caused to the structure of the home and the landlord's fixtures and fittings, not from tenancy or other agreement and would not have attached in the absence of such agreement. (Please refer to the policy provisions for details)

"Home Liability" Customer Exclusive Offers

Cfu Come
CFu Come
"Cfu Come" is an intermediary platform that connects customers to qualified handymen for all kinds of maintenance and repair services. It will match you with qualified electricians or technicians for issues ranging from fixing home appliances to renovation work. Upon successful purchase of FWD Home Liability Insurance via i.fwd.com.hk, customers may enjoy the following offers from "Cfu Come":
3 major promotions

First time check-up fee waived

Home Liability policyholders can claim a one-off check-up service by "Cfu Come" concerning a possible issue arising from household utilities at the home insured. The check-up fee will be waived whether any maintenance is required. Click here* to register the special offer. For details, please contact Cfu Come.

*You will be directed to "Cfu Come" reservation page.
Offer period: Valid until September 30, 2017.

Air-Conditioner Cleaning Service

All Home Liability policyholders can enjoy professional air-conditioner cleaning services provided by "Cfu Come". Promotional cleaning fee for window-type air-conditioners is HK$480 and mount-type unit is HK$780^. This offer applies to all air-conditioners at the home insured, regardless of their models and British thermal units (‘BTU’) capacities. Click here* to learn more.

^Each home is required to place an order of cleaning at least 3 air-conditioners (window-type unit or mount-type unit) to enjoy this offer.
*You will be directed to "Cfu Come" reservation page.
Offer period: Valid until September 30, 2017.

AKAI Anti-Allergy UV Vacuum Cleaner Special Promotion

Customers can take home an AKAI Anti-Allergy UV Vacuum Cleaner at a special price of HK$1,880 from "Cfu Come", enjoying 22% off the original price (Retail price: HK$2,380). Click here* to register the special offer. For details, please contact Cfu Come.

*You will be directed to "Cfu Come" reservation page.
Offer period: Valid until September 30, 2017.

**All offers are provided by "Cfu Come". FWD is not resposible for the products, information or service of "Cfu Come". Policyholders are required to redeem their offer(s) within the Promotion Periods listed. Please contact "Cfu Come" customer service hotline for further details at 8118-0002.

The Club
The Club members can earn Clubpoints upon successful application of insurance plan.

Cfu Come

The features above are indicative only. Please refer to the Policy Provisions and Product Factsheet for details. For a complete explanation of the terms and conditions for Home Liability Insurance, feel free to contact our 24-hour Service Hotline at 3123 3123.

Case Sharing

* For a complete explanation of the terms and conditions for our online home liability insurance, feel free to contact our 24-hour Service Hotline at 3123 3123.

Do you need more comprehensive protection?

Need more protection

You can upgrade to Easy HomeCare


by just paying HK$171 more

You'll receive extensive 'All Risks' cover: up to HK$500,000 on Household Contents as well as up to HK$100,000 for personal items (with a maximum of HK$10,000 per item). From your furniture to your frozen food, stay protected with this comprehensive plan.