As low as HK$249* a year
Protection for your family up to HK$5,000,000

Home Liability provides worldwide cover for your legal liability up to HK$5,000,000 against any claim for bodily injury or property damage resulting from the negligence of you or your family members normally living with you (provided the legal proceeding is submitted to a Hong Kong court).

*Premium does not include insurance levy collected by the Insurance Authority. For further information, please visit or contact our 24-hour Service Hotline at 3123 3123.

Protect Your Family

We provide legal liability cover for you and your family as the occupier of the home against any claim for bodily injury and property damage due to negligence.

Worldwide Protection

Provides legal liability cover for accidental bodily injury to any person or accidental loss of or damage to property within Hong Kong or elsewhere in the world in respect of temporary visits of not exceeding 90 consecutive days per each visit.

Protection for Tenant

We cover your legal liability as Tenant of the home against damage caused to the structure of the home and the landlord's fixtures and fittings, not from tenancy or other agreement and would not have attached in the absence of such agreement. (Please refer to the policy provisions for details)

Case Sharing

* For a complete explanation of the terms and conditions for our online home liability insurance, feel free to contact our 24-hour Service Hotline at 3123 3123.

Do you need more comprehensive protection?

Need more protection

You can upgrade to Easy HomeCare

by just paying HK$171 more

You'll receive extensive 'All Risks' cover: up to HK$500,000 on Household Contents as well as up to HK$100,000 for personal items (with a maximum of HK$10,000 per item). From your furniture to your frozen food, stay protected with this comprehensive plan.